Reliable Legal Services

Creditors must strictly comply with collection laws. Consumers have numerous protections which may delay or stop the collection of a debt.

• Debt collection and defense

• Repossessions

• Judgement enforcement

• Debt scams

• Credit report correction

Debt Collection

Privacy Compliance

Consumer information that is asked for, stored, sold, or shared electronically, must comply with California, federal, and global regulations. Consumers  have the right to correct and delete their personal data.

• Customer data collection and use

• Privacy Notices

• Electronic disclosures & consent

• Cybersecurity security planning

Consumer Rights

Consumers have rights and remedies under  federal and California warranty laws for consumer products. You have a consumer warranty claim when a warrantor breaches a warranty obligation. 

• Vehicles and other consumer products

• "Lemon Law" and product defect claims

• Implied and Express Warranties

• Buyer's right to refund, replacement, reimbursement or repair.

Call Calvin today for a free consultation to discuss your legal needs and goals.

(619) 821-2844
cnyo@nyolawoffice.com

Calvin has experience in Consumer Law. Calvin is uniquely equipped to help both consumers and businesses with their legal problems.
Whether its minimizing your risk of litigation, or ramping up for trial, Calvin is here to help! 

Landlords must strictly comply with state laws and local ordinances. Tenants have numerous protections which make any dispute potentially difficult to navigate. 

• Security Deposit Issues

• Tenant eviction defense

• Landlord compliance with residential requirements 

• Breach of lease agreement and early termination

Landlord-Tenant Disputes

If you are thinking about suing, try filing a consumer complaint first at:
https://oag.ca.gov/consumers/complaint-referral-table